Future Of Mobile Banking Development: Trends, Features, Challenges
In May 2011, the RBS launched its first mobile banking app for iOS. During six months, it gained 1 million active users who transferred 1 billion pounds via the…
Design Thinking In World Practice - Success Stories From Leading Companies
A design thinking strategy serves all kinds of human activity. Earlier, we have clarified its notion and defined five essential steps. In this post, I propose to…
Case Study: How We Reduced Loan Default Using Design Thinking Process In Mobile Banking App
Until recently, UX and design thinking sounded abstract to me. It seemed to serve only designers or other creative people. But in fact, it is a broad concept that…
How Much Does It Cost To Build Chatbot? Detailed Estimate Based On Softensy Expertise
So, you decided to build a chatbot and are wondering how much it will cost you? I want to say right away that there is no single figure. Imagine you are buying a…
Conversational AI Can Replace Human Employees And Double Your Profit. Learn How
According to the Conversational AI Market report, the market volume will grow four times in 2024 compared to 2019. In monetary units, this figure will be $15.7 million…
Discover How To Turn Your Enterprise Software Into High Performing Machine
Large companies often face the issue of optimizing internal processes. The bigger the firm, the more difficult it is to assign tasks, set deadlines, and control…
Top Smart Contract Platforms For Your Business: Essential Points To Consider
In the previous post, we learned the nature of smart contracts and talked about different use cases in the market. In this article, we will touch on technical aspects…
What Is Smart Contract And How Can Your Business Benefit From It?
Today, the idea of “smart contracts” is a promising cloud technology for storing various papers. This post will clarify what smart contracts stand for, how they…
Current Prospects Of AI In Fintech That Reshape Financial Future
Smartphones, smartwatches, smart houses - the list can go on and on. AI penetrates every aspect of our everyday life, making it more joyful and fun. We are no…
How To Choose Right Payment Service Provider For Your Online Store
The good news is that as the app owner, you don't need to delve into technical aspects of online payment gateway integration. In practice, all you have to do is…
What Is Payment Gateway And How To Integrate It Into Your Store
Today, almost any app, regardless of what product it sells, offers online payment options. With the increasing pace of life, people prefer to buy, book, and rent…
Hands-On Guide For Legal-Complaint Peer-to-Peer Payment App That Pays Off
P2P payments are no novelty now. If you go to the mobile market, you will find dozens of such apps. On the one hand, it reflects high competition, on the other -…
What Are The Best Fintech Programming Languages For Your Project?
If you google the best programming languages for fintech, you will get a lot of different views. Many surveys give statistics with Python or Java topping the charts…
Driving fintech UX trends: how to make your app smooth and clear
The design has always played a secondary role in the financial services sector. The situation changed dramatically with the advent of fintech companies that entered…
Understanding FinTech Ecosystem: Where To Start Personal Finance Startup?
Findexable claims there are seven thousand FinTech companies in the world that operate in 65 countries. These are huge enterprises and smaller startups working in…
Key digital banking trends that define financial future
If you think it’s hard to surprise you, 2020 will convince otherwise. Digitization is no longer a neology. Yet, it is not omnipresent. HiTech explores new spheres…
EU Directive Sets New Rules For Online Payments: PSD2 Explained
At present, PSD2 regulation is a hot topic for the European economic community. It brings fundamental changes to the financial sector, setting up a new way for the…
How? When? Why? All You Need To Know About 3DS2.0
In the era of e-commerce and online payments, security issues do not become outdated. Hacking schemes progress along with security systems. All the participants…
The simple solution, which helped businesses to save up to $60 000/ per month on notifications.
Businesses now pay monthly huge amounts for the SMS sendings, which is not converted to income in advance and has no payoff. I'm excited to share with you the…
How to use push notifications in your digital project?
Push Notifications are not an innovation anymore: typical user of a smartphone receives about a couple of hundreds of them each day and a lot of them,…
Softensy public speech at the AI.conf
There were few artificial intelligence solutions five years ago. People were complaining that they were expensive and complicated. Today there are too many of them.…
Softensy at the Amsterdam Fintech Forum
In today’s dynamic and ever-changing economic climate, innovation, particularly in financial services, is less of a choice and more of a business imperative. Last…
How to develop modern mobile banking? Which features should be first.
Nowadays, banks’ need for the mobile app is no longer a question, though, the way which mobile banking should evolve in is. Bank 3.0 has already become a new industry…
Real Estate Tech: how to develop smart property management system
Residents of both apartment buildings and cottage settlements equally feel the need for high quality maintenance of the premises. Digitalization of the management…