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Current Digital Banking Trends. Do You Still Need a Web-Based App In 2021?

Nataliia P. - September 3, 2021 - 2 comments

48% of smartphone users regularly use online banking services. The same users number make purchases in online stores. Other popular online operations include payment for services (such as ordering taxi rides or food delivery) and personal money transfers.

In general, online banking has become an integral part of our life. People of different ages have appreciated its usefulness and convenience. Therefore, it is not surprising that online finance is continually growing and getting updated with new features. In this article, we will look at the most popular digital banking trends and how you can apply them in your app. Also, we will see the differences between online banking and mobile banking and find out if it’s still relevant to develop web banking in the era of mobile apps.

pay online

access banking app

electronic documentation

chatbot development

big data in digital banking

Rationalization in services


app UI/UX design

Source: Ecobank app design by Softensy

open baking solutions

cloud computing

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  1. Nataliia, you wrote an excellent post! Users can manage a range of financial or non-financial transactions from the comfort of their own homes using a computer or laptop. Mobile Banking, on the other hand, takes this convenience a step further by allowing customers to complete transactions from their mobile phone anywhere and at any time.

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